Your money, your phone

Trackeverydollar,effortlessly.

Rilio is the expense tracker that never asks for your bank login. Your expenses are categorised automatically and always under your control. No spreadsheets. No data selling.

Free to join. No bank login needed.

Stored securely
No bank login needed
No ad networks
Your data, never sold
Zero
Bank logins required
Zero
Ad networks or data brokers
0%
Your data, on your terms
Zero
Data sold to third parties
Log your way

Four ways in. Zero friction.

Type it, say it, paste it, or tap it — Rilio turns any input into a clean, categorised transaction in under a second.

Just type what happened.

Write it the way you’d tell a friend. Rilio’s AI parses the amount, merchant, and category instantly — no forms, no dropdowns.

“Spent $12 at Chipotle for coffee

$12ChipotleFood & Drink

Say it out loud.

Tap the mic and speak your transaction. AI transcribes and categorises in real time.

Paste any bank SMS.

Copy a transaction alert from your bank. Rilio extracts the details automatically.

$245.00 debited from Acct ending 4521 on Apr 11 at Amazon. Ref #TXN8764321.

Or add it manually.

Need full control? Enter amount, merchant, category, and date exactly the way you want.

Amount$45.00
MerchantTrader Joe's
CategoryFood
DateToday
Features

Everything a tracker should do. Nothing it shouldn't.

We built Rilio the way we'd want a money app built: useful, quiet, and entirely on your side.

No bank login, ever

Rilio never asks for bank passwords or aggregator consent. No ad networks, no data selling — ever.

Effortless expense logging

Type, speak, or paste — log any transaction in seconds. Rilio parses the details so you don’t have to.

AI-powered categorisation

Rilio uses smart rules and AI to sort your transactions into Food, Rent, Travel, and more. Merchant names are sanitised before any cloud processing.

Monthly reports

A clean breakdown of where your money went, the habits you’re building, and the ones you’re not.

How we handle your data

Your financial life should stay yours.We built Rilio that way because we'd want it that way.

The Rilio team
  • Zero bank credentialsWe never ask for bank passwords or aggregator consent. There is nothing for us to leak.
  • Secure and minimalWe store only what's needed to power the app. Your data is never sold, never shared with third parties.
  • No ad networks or data sellingNo ad SDKs, no data brokers, no selling your financial history. We make money from the product, not your data.
  • Open, plain-language policyOur privacy policy is written for humans, not lawyers.
Questions

Short, honest answers.

No. Rilio never asks for bank passwords or aggregator consent. You log transactions yourself — by typing, speaking, pasting, or entering them manually. No permissions needed.